American Equity's Retirement Calculators
American Equity has several annuity calculators available to help assist you in planning for your future and achieving your financial goals. American Equity’s calculators can help you see the benefits of annuities and determine what of type of annuity may work best for you.
Retirement annuity calculators can also help figure out how long it might take until you reach your retirement savings goals. Whether you are looking for information on the interest rate needed to achieve growth, how much time is needed to grow your annuity, or how to calculate your financial goal, our retirement calculators can help you determine your next step in retirement planning.
Select a Calculator Below to Get Started
When you calculate rate scenarios, it’s important to remember the annuity calculators are providing hypothetical data and future rates of return can't always be predicted with certainty. The rate of return over the long term has the potential to fluctuate over time. But, financial calculators are beneficial to use when planning out your future retirement goals to help ensure you have the guaranteed lifetime income sources you need.
| Rate of Return Calculator |
The Rate of Return Calculator will help you explore the power of compounding growth. Simply input the starting and ending premiums, the number of years allowed for growth, and the tax rate, and the calculator will tell you what annual interest rate will be required to achieve that growth.
Input the product parameters
years
It takes an Annual Interest Rate of % for $ to grow to $ over years. with an annual tax rate of % on interest.
- Less Interest Required: A Tax Deferred Annuity will only require a % Annual Interest Rate for $ to grow to $ over years.
- Less Time Required: A Tax Deferred Annuity will only require years for $ to grow to $ with a % Annual Interest Rate.
- Greater Rates: A Tax Deferred Annuity will grow to $ in years with a % Annual Interest Rate and a $ starting premium.
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| Time of Return Calculator |
The Time of Return Calculator will help you explore the power of compounding growth. Simply input the starting and ending premiums and the tax rate, and the calculator will tell you how much time is required to grow the annuity from the starting premium to the ending premium.
Input the product parameters
It takes years for $ to grow to $ with a % Annual Interest Rate. and an annual tax rate of % on interest.
- Less Interest Required: A Tax Deferred Annuity will only require a % Annual Interest Rate for $ to grow to $ over years.
- Less Time Required: A Tax Deferred Annuity will only require years for $ to grow to $ with a % Annual Interest Rate.
- Greater Rates: A Tax Deferred Annuity will grow to $ in years with a % Annual Interest Rate and a $ starting premium.
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| Value of Return Calculator |
The Value of Return Calculator will help you explore the power of compounding growth. Simply input the interest, the tax rate, number of years allowed for growth, and the desired end value for the annuity and the calculator will show you the starting premium.
Input the product parameters
years
It takes a starting premium of $ for an annuity product to grow to $ over years with a % Annual Interest Rate. and a % annual tax rate on interest.
- Less Interest Required: A Tax Deferred Annuity will only require a % Annual Interest Rate for $ to grow to $ over years.
- Less Time Required: A Tax Deferred Annuity will only require years for $ to grow to $ with a % Annual Interest Rate.
- Greater Rates: A Tax Deferred Annuity will grow to $ in years with a % Annual Interest Rate and a $ starting premium.
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Which Calculator is Right for You?
Rate of Return Calculator
If you’re looking to figure out the potential future value of an annuity, the Rate of Return Calculator could be a useful tool. The Rate of Return Calculator will help you explore the power of compounding growth by helping you estimate how your funds will grow in an annuity. This is the average growth you expect to earn on your annuity over time from the beginning balance to the ending balance. Simply input the starting and ending premiums, the number of years allowed for financial growth, and the tax rate and the calculator will tell you what annual interest rate will be required to achieve that growth.
Time of Return Calculator
How long will it take your retirement product to achieve your desired financial amount? The Time of Return Calculator will help you explore the power of compounding growth. This is the average growth you expect to earn on your annuity over time from the beginning balance to the ending balance. Simply input the starting and ending premiums and the tax rate, and the calculator will tell you how much time or investment length period is required to financially grow the annuity from the starting premium to the ending premium.
Value of Return Calculator
If you have a desired long-term financial goal for your retirement, what is the present value you should start with today? This is the average growth you expect to earn on your annuity over time from the beginning balance to the ending balance. Simply input the interest, the tax rate, number of years allowed for financial growth, and the desired end value amount for the annuity and the calculator will show you the starting premium.
American Equity Investment Life Insurance Company® does not offer legal, investment, or tax advice. Please consult a qualified professional.