American Equity Terms of Use American Equity Terms of Use Agreement to be Bound
By accessing this site, continuing to access this site, or downloading materials from this site, you agree to abide by the Terms of Use described in this notice. If you do not agree to abide by these Terms of Use, do not use this site or download materials from this site.

Except where otherwise indicated, this site and all materials contained in it are the copyrighted property of American Equity Investment Life Insurance Company, or its affiliated companies (collectively “American Equity”). The American Equity logo, all other service marks, and the names of various products and services described within are service marks of American Equity.

Use of Site and Materials
You may not copy or distribute any material accessed, viewed, or obtained from this site, except as expressly provided herein or without our express written permission. We authorize you to view and download unaltered materials from this site only for your use in connection with the lawful marketing and/or evaluation of our products and services, provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.

Information Not to be Relied upon for Suitability, Performance, Legal or Tax Advice
All content and materials provided by this site are provided for general information only. Nothing in this site should be considered as an individual recommendation for the purchase of an annuity or the replacement of a current investment. Any illustrations or examples provided should not be considered projections of investment returns, and no information contained in this site is intended to be used for tax or legal advice.

Third Party Websites
This site may contain hyperlinks or references to third party websites. These links are provided solely for your convenience. American Equity makes no warranty or representation regarding the content of, or products or services offered by any hyperlinked or referenced third party website and expressly disclaims liability for any content or security risk from any third party website.

Disclaimer of Warranties
This site and all content and materials contained therein may contain errors or inaccuracies. American Equity makes no representations or warranties regarding the accuracy or completeness of the information contained in this site. We will not be liable to you for any damages, costs, suits, actions, losses or any other harm that results from your use of any information, or materials provided by or through this site.

Policy Contract and Terms Control
Regardless of any content, product description, materials or representations provided on any site, the terms and conditions of our policy contract will always control. Any analysis of products is in general terms and is superseded in all respects by the policy contract and applicable riders. Some of the products or product features may not be applicable in all states or may need to be modified to conform to applicable state law. Some products or product features may have been eliminated or modified since the posting on this site. The issuing, renewal, or cancellation of any insurance policy, policy terms and conditions, and rates are subject to underwriting review.

User Login
Some areas of this site are restricted and require a User ID and password for access. Unauthorized access or use of such sites is strictly prohibited.

In accessing areas of the site requiring a User ID and password, you agree that:
  • American Equity is not liable for any unauthorized access to your personal information.
  • You will notify American Equity immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online servicing site has occurred or may occur.
  • American Equity may block online access to your account without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.
Changes to and Availability of this Site
We may terminate, change, suspend, interrupt, or discontinue any aspect of any site, including the availability of any features of any site, at any time. We may also impose limits on certain features and services or restrict your access to parts of this site or one or more entire sites without notice or liability. We may terminate the authorization or rights given above.

Choice of Law, Jurisdiction, and Venue
The laws of the State of Iowa govern these Terms of Use. Any suit or other action arising out of, or in any way connected with, you use of any site may be brought only in the exclusive jurisdiction of the state and federal courts located in Polk County, Iowa.

In lieu of civil litigation, at our sole discretion, we may elect to have any dispute arising out of or related to you use of, or association with, this site to be settled by arbitration, in accordance with the rules of the American Arbitration Association. The place of arbitration shall be Des Moines, Iowa. Any award by the arbitration panel may be entered in, and enforced by, any court of competent jurisdiction.

If for any reason a court of competent jurisdiction finds any provision of this agreement or portion thereof to be unenforceable, that provision will be enforced to the maximum extent permissible so as to uphold the intent of this agreement, and the remainder of this agreement will continue in full force and effect.

American Equity Contact Information
Mailing Address
P.O. Box 71216
Des Moines, IA 50325
Office Address
6000 Westown Parkway
West Des Moines, IA 50266
Main Office Number
(515) 221-0002
Toll Free Number
(888) 221-1234
American Equity Useful Resources

American Equity has compiled tools to help you make a more informed decision regarding your financial future. Exploring these resources will help expand your knowledge for retirement planning. Please click "Educational Resources" above to view the list.